The permanent set is not the balance. It is the shape left behind.
"Some debts are not balances. They are bends."
"Even after the load is removed, the material does not return to its original form. That is physics. That is debt."
"The system remembers in exactly the direction power prefers."
The permanent set is not just money. It is the years of sleepless nights. It is the fear that becomes habit. It is the shame that reshapes your choices long after the bills are paid.
Some debts are not balances. They are bends.